Terms of Use

By accessing or using the BMA Capital Partners website located at bmacapitalpartners.com (the "Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use the Site. These Terms apply to all visitors, users, and others who access or use the Site. BMA Capital Partners reserves the right to modify these Terms at any time. Your continued use of the Site following the posting of any changes constitutes your acceptance of those changes.

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to: • Use the Site in any way that violates any applicable federal, state, local, or international law or regulation • Use the Site to transmit any unsolicited or unauthorized advertising or promotional material • Attempt to gain unauthorized access to any portion of the Site or any other systems or networks connected to the Site • Use any robot, spider, or other automatic device, process, or means to access the Site for any purpose • Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful • Attempt to interfere with the proper working of the Site

The Site and its entire contents, features, and functionality — including but not limited to all information, text, displays, images, video, and audio, and the design, selection, and arrangement thereof — are owned by BMA Capital Partners, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site without the prior written consent of BMA Capital Partners, except as follows: your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials; you may store files that are automatically cached by your web browser for display enhancement purposes; and you may print or download one copy of a reasonable number of pages of the Site for your own personal, non-commercial use.

The information contained on this Site is provided for general informational purposes only and does not constitute investment advice, financial advice, trading advice, or any other sort of advice. BMA Capital Partners does not recommend that any investment or transaction is suitable for any specific person. Nothing on this Site should be construed as a solicitation or offer, or recommendation, to buy or sell any security or other financial instrument. The information on this Site does not constitute a comprehensive or complete statement of the matters discussed or the law relating thereto.

THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER BMA CAPITAL PARTNERS NOR ANY PERSON ASSOCIATED WITH BMA CAPITAL PARTNERS MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SITE. BMA CAPITAL PARTNERS HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL BMA CAPITAL PARTNERS, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE SITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

You agree to defend, indemnify, and hold harmless BMA Capital Partners, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site.

These Terms and any dispute or claim arising out of or related to them, their subject matter, or their formation (in each case, including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the State of New York, without giving effect to any choice or conflict of law provision or rule. Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Site shall be instituted exclusively in the federal courts of the United States or the courts of the State of New York, in each case located in the County of Westchester. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

No waiver by BMA Capital Partners of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of BMA Capital Partners to assert a right or provision under these Terms shall not constitute a waiver of such right or provision. If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

These Terms and our Privacy Policy constitute the sole and entire agreement between you and BMA Capital Partners regarding the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Site.

Questions or comments about the Site or these Terms may be directed to: BMA Capital Partners 550 Franklin Avenue Mt. Vernon, New York 10550 Email: rmach@bmacapitalpartners.com